Workers’ Compensation

Why Should My Business Outsource?

Selecting an insurance carrier for workers’ compensation is generally not the top priority for any business. You trust your agent or broker to review the market and find the highest rated carrier with the lowest premium and a reputation for fair claims processing and customer service. You pay the premiums, file reports, and hope nobody gets hurt.

But accidents and illnesses still happen. And when they do, your business needs to know that your carrier is going to do everything in their power to facilitate a safe and productive return to work. Your supervisors must complete all injury reports promptly and accurately so case managers can act quickly to hold down claim costs. And the person in your organization responsible for risk management needs to be very aware of all open claims and reserve settings so future premium renewals do not skyrocket beyond control.

Cash Flow. Claim Tracking. Compliance.

Rampart Advisors offers businesses access to several “A+” and “A” rated insurance carriers with streamlined administration and world class service. Our program requires one of the lowest deposit premiums in the industry and can significantly reduce your up front costs. For customers using our integrated Payroll Administration service, your premium is automatically calculated and collected each pay period and remitted monthly to your carrier, eliminating year-end audit surprises and improving cash flow. Our secure, web-based HRIS system includes a claim tracking system and online maintenance and visibility of your OSHA log, keeping you aware of all current and expected future costs and in full compliance in the event of an audit.